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What Can Money Teach Us?

Here’s a great topic to avoid – money! In my experience of coaching, discussing financial issues can be one of the areas that clients have most resistance to broaching and yet money is something from which we can learn a tremendous amount. You’ve only got to set yourself the challenge of living just a single [...]

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Banking for A Sustainable Lifestyle

 The Difference Between Banks and Credit Unions   Here are some pointers for where to start to build some resilience into your personal finances: 1. Draw up a written record of your income and all your outgoings. 2. Keep this up to date on a month by month basis. 3. If you have a bank account, reconcile your [...]

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Ten Ways to Quickly Cut Your Living Costs

Some clients approach me for coaching having been “forcibly downshifted” through redundancy, ill health, relationship breakdown or some other unforeseen circumstance. This list is a compilation of the most tried and tested methods for quickly cutting costs in those kinds of circumstances. Actions of this kind often leave us feeling less anxious about the future, [...]

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Shining a light on the darkness

We’re going to get courageous and face the darker emotions that you are likely to experience when negotiating any major life transition such as downshifting. The most prominent and potentially overwhelming emotion is fear. This is what I mean by the darkness of downshifting and I didn’t want to pass this by. Rather than do [...]

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Job Juggling and the Home Educating Family

As lifestyle challenges go, combining earning a living whilst at the same time home educating your children, has to be one of the toughest. I’m assuming, for the purposes of this article, that you’re not one of the few home educating families where the parents can afford to go out to work and employ someone [...]

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How to be Abundant and Frugal

Those who have experienced downshifting for themselves will tell you that downshifting happens on many different levels – physical, psychological, emotional, spiritual. It can challenge and delight us in so many unexpected ways. About 10 years ago, I experienced a shift in consciousness on my downshifting journey that I found shocking, but also liberating in [...]

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Downshifting into retirement.

According to a recent research report (January 2007) produced by a financial services company in the USA, 60% of Americans are planning a gradual transition into retirement by downshifting into part time employment or a less demanding full time job.  A simple google search reveals that similar trends are also being reported in Europe, Australasia [...]

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Introducing Children to Financial Independence.

Money can be such an emotive issue. Our attitude towards it can be affected by our childhood circumstances, our positive and negative experiences of financial matters in adult life and the extent to which we feel in control of this area of our lives. It has the potential to make or break relationships. How does [...]

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